1. -84 x 29 + 365 = ?
(1) 2436
(2) 2801
(3) 2801
(4) 2071
(5) None of these
2. (21.69)2 - √324 =?
(1) 440.4615
(2) 425.4561
(3) 452.4561
(4) 442.4651
(5) None ofthese
3. (800 ÷ 64) x (1296 ÷ 36) = ?
(1) 420
(2) 460
(3) 500
(4) 540
(5) None of these
4. (42 x 229)÷(9261)1⁄3 =?
(1) 452
(2) 448
(3) 458
(4) 456
(5) None of these
5. (35423 +7104 +41720)-(317 x 89)=?
(1) 28213
(2) 84307
(3) 50694
(4) 54096
(5) None of these
6. (9% of 386) x (6.5% of 144) = ?
(1) 340.1664
(2) 325.1664
(3) 333.3333
(4) 328.0065
(5) None of these
7 . 4+4.44+44.4+4.04+444=?
(1) 500.88
(2) 577.2
(3) 495.22
(4) 472.88
(5) None of these
8. 3√? = (36x24)÷9
(1) 884736
(2) 804036
(3) 854734
(4) 814736
(5) None of these
9. (43% of 2750)- (38% of 2990) = ?
(1) 49.3
(2) 44.7
(3) 43.6
(4) 46.3
(5) None of these
Directions (Q. 10-13): What should come in place of question.mark (?) in the following number series?
10. 13 14 30 93 376 1885 ?
(1) 10818
(2) 10316
(3) 11316
(4) 11318
(5) None of these
11. 4 6 9 13.5 20.25 30.375.?
(1) 40.25
(2) 45.5625
(3) 42.7525
(4) 48.5625
(5) None ofthese
12. 400 240 144 86.4 51. 84 31.1 04 ?
(1) 19.2466
(2) 17.2244
(3) 16.8824
(4) 18.6624
(5) None of these
13. 9 4.5 4.5 6.75 13.5 33.75 ?
(1) 101.25
(2) 103.75
(3) 99.75
(4) 105.50
(5) None of these
14. The profit earned after selling an article for Rs 625 is the same as the loss incurred after seIling the article for Rs 435. What is the cost price ofthe article?
(1) Rs 530
(2) Rs 520
(3) Rs 540
(4) Rs 550
(5) None of these
15. A sum of Rs 817 is divided among A, Band C such that 'A' receives 25% more than 'B' and 'B' receives 25% less than 'C'. What is A's share in the amount?
(1) Rs228
(2) Rs247
(3) Rs285
(4) Rs 304
(5) None of these
16. Ms Sujata invests 7% ie Rs 2170, of her monthly salary in mutual funds. Later she invests 18% of her monthly salary in recurring deposits. Also, she invests 6% of her salary on NSC's. What is the total annual amount in- vested by Ms Sujata? .
(1) Rs 1,25,320
(2) Rs 1,13,520
(3) Rs,I,35,120
(4) Rs 1,15,320
(5) None of these
17. What is 30% of 40% of 2/5 2500?
(1) 500
(2) 400
(3) 360
(4) 120
(5) None of these
18. A, B, C and D are four consecutive even numbers respectively and their average is 65. What is the product of A and D?
(1) 3968
(2) 4216
(3) 4092
(4) 4352
(5) None of these
19. The sum offive numbers is 555. The average of the first two numbers is 75 and the third number is liS. What is the average of the last two numbers?
(1) 145
(2) 290
(3) 265
(4) 150
(5) None of these
20. A car covers the first 35 km of its journey in 45 minutes and the remaining 69 km in 75 minutes. What is the average speed of the car?
(1) 42 kmlhr
(2) 50 km/hr
(3) 52 kmlhr
(4) 60 km/hr
(5) None of these
21. In how many different ways can the letters of the word 'PRIDE' be arranged?
(1) 60
(2) 120
(3) 15
(4) 360
(5) None of these
22. The ages of Samir and Tanuj are in the ratio of 8 : 15 years respectively. After 9 years the ratio of their ages will be II : 18. What is the difference in years between their ages?
(1) 24 years
(2) 21 years.
(3) 20 years
(4) 33 years
(5) None of these
Directions (Q. 23-27): What approximate value should come in place of the question mark (?) in the following questions?
23. 724.998+24.048+ 14.954=?
(1) 8
(2) 13
(3) 2
(4) 10
(5) 16
24. (848.999+274.052)÷ 3.0054=?
(1) 940
(2) 836
(3) 184
(4)298
(5)374
25. 3√184900 =?
(1) 56
(2) 44
(3) 67
(4) 33
(5) 21
26. 18.5% of 425 + 16.2% of 388 =?
(1) 141
(2) 224
(3) 116
(4) 183
(5) 215
27. 18.345 x 19.068 x ? = 11538.93375
(1) 46
(2) 61
(3) 27
(4) 33
(5) 55
Directions (Q. 28-32): In the following number series only one number is wrong. Find out the wrong number. "
28. 529 841 961 1296 1681 1849 2209
(1) 1296
(2) 841
(3) 961
(4) 1681
(5) None ofthese
29. 13 14 27 45 68 109 177
(1) 27
(2) 109
(3) 45
(4) 68
(5) None of these
30. 14 22 34.5 55.5 87.25 13.875 209.125
(1) 55.5
(2) 34.5
(3) 135.875
(4) 87.25
(5) None of these
31. 274 301 426 769 1498 2824 5026
(1) 301
(2) 426
(3) 79
(4) 2824
(5) None of these
32. 4 28 160 990 6970 55832 502560
(1) 160
(2) 990
(3) 55832
(4) 6970
(5) None of these
Directions (Q. 33-37): What s Would come in place of the question mark (?) in the following questions?
33. 89.4 x 412.8 x 648.1 =16?
(1) 41.8
(2) 16.2
(3) 18.4
(4) 25.6
(5) None of these
34. 12% of 840 x 0.25% of 148 =?
(1) 37.296
(2) 101.17
(3) 68.432
(4) 97.046.
(5) None of these
35. A shopkeeper sells 200 metres of cloth for Rs 9,000 at a profit of Rs 5 per metre. What is the cost price of 1 metre of cloth?
(1) Rs45
(2) Rs40
(3) Rs35
(4) Rs30
(5) None of these
36. the area of a circle is.1386 sq cm. What is the circumfer- ence of the circle?
(1) 142cm
(2) 160cm
(3) 130cm
(4) 132 cm
(5) None of these
37. In a college a total number of 27 professors are appointed for all the faculties; viz Arts, Commerce and Science. If , equal number of professors are appointed for each of the faculties, how many professors are assigned to each faculty?
(1) 9
(2) 12
(3) 6
(4) 3
(5) None of these
38. Sridhar invests Rs 3,750 in shares, which is 25% of his monthly income. What is his monthly income?
(1) Rs 12,000
(2) Rs 15,000
(3) Rs 10,000
(4) Rs 16,000
(5) None of these
39. Find the average of the following setof scores.
302, 152, 132, 122, 112
(1) 184
(2) 165
(3) 152
(4) 176
(5) None of these
40. A bus covers a distance of 172 kms in 4 hours. What is the speed of the bus?
(1) 52km1hr
(2) 47km1hr
(3) 43km1hr
(4) 38 kmIhr
(5) None of these
41. The total number of students in a school is 4800, out of which 60% are girls. What is the total number of boys in this school?
(1) 1920
(2) 1934
(3) 1980
(4) 1910
(5) None of these
Directions (Q. 42-43): Each question below is followed by two statements A and B. You are to determine whether the data given in the statement is sufficient to answer the question. You should use the data and your knowledge of Mathematics to choose between the possible answers.
Give answer (1) if the statement A alone is sufficient to answer the question, but the statementit alone not sufficient
Give answer 2) if the statement C alone is sufficien, to an we: the question, but the statement A alone is not sufficient.
Give answer 3) ifboth statements A and B together are needed to answer the question.
Give answer 4) if either the statementAalone or the statement B ,alone IS sufficient to-answer the question.
Give answer 5) if you cannot get the answer from the statements A and B together, but need even more data.
42. How many women can complete a piece of work in 15 days?
A . 12 women can complete the same piece of work in 20 days.
B. 10 men can complete rhe same piece of work in 12 days.
43. What is the rate of interest p.c.p.a. on an amount of Rs 12,000/- deposited in a bank?
A. The difference between the simple interest and the compound interest is Rs 172.80.
B. The simple interest for two years is Rs2,880.
Directions (Q. 44-48): What approximate value should come in place of question mark (?) in the following questions? (You are not expected to calculate the exact value.)
44. (4576+3286+5639)÷(712+415+212)=?
(1) 18
(2) 22
(3) 34
(4) 10
(5) 46
45. 675.456+ 12.492 x 55.671 =?
(1) 971
(2) 1071
(3) 1171
(4) 1271
(5) 1371
46. (447.22) 2=?
(1) 200000
(2) 210000
(3) 220000
(4) 230000
(5) 240000
47. 4374562 x 64 = ? x 7777
(1) 360
(2) 3600
(3) 36000
(4) 360000
(5) 3600000
48. (872% of 659) ÷ 543 = ?
(1) 17
(2) 11
(3) 21
(4) 27
(5) 31
Directions (Q. 49-53): What should come in place of question mark (?) in the following number series?
49. 5 9 18 34 59 95 ?
(1) 272
(2) 168
(3) 116
(4) 148
(5) 144
50. 1200 480 192 76.8 30.72 12.288 ?
(1) 4.9152
(2) 5.8192
(3) 6.7112
(4) 7.6132
(5) 8.5172
51. 963 927 855 747 603 423 ?
(1) 209
(2) 208
(3) 207
(4) 206
(5) 205
52. 841 .961 1089 1225 1369 1521. ?
(1) 1581
(2) 1681
(3) 1781
(4) 1881
(5) 1981
53. 18 20 44 138 560 2810 ?
(1) 16818
(2) 16836
(3) 16854
(4) 16872
(5) 16890
Directions (Q. 54-58): What should come in place of question mark (?) in the following questions?
54. 74+.12x0.75-6 =?
(1) 72
(2) 67
(3) 62
(4) 77
(5) None of these
55. 8888 + 848 + 88 - ? = 7337 + 737
(1) 1750
(2) 1650
(3) 1550
(4) 1450
(5) None of these
56. 515.15-15.51-1.51-5.11-1.11=?
(1) 491.91
(2) 419.91
(3) 499.19
(4) 411.19
(5) None of these
57. (?) 2 + (123) 2 = (246) 2 - (99) 2 - 2462
(1) 184
(2) 186
(3) 182
(4) 180
(5) None of these
58. 414 x? x7=127512
(1) 36
(2) 40
(3) 44
(4) 48
(5) None of these
59. [(84) 2 ÷28 x 12]÷24 =7 x ?
(1) 15
(2) 17
(3) 19
(4) 21
(5) None of these
Directions (Q. 60-65): What approximate value should come in place of question mark (?) in the following questions? (You are not expected to calculate the exact value.
60. 561204 x 58 =? x 55555
(1) 606
(2) 646
(3) 556
(4) 716 5)586
61. 459.008 + 3.0056 x 88.862 =?
(1) 738
(2) 725
(3) 695
(4) 752
(5) 666
62. (444%of531)÷972 =?
(1) 4.5
(2) 0.5
(3) 2.5
(4) 8.5 5)6.5
63. (9321 +5406+ 1001)÷(498+929+660)=?
(1) 13.5
(2) 4.5
(3) 16.5
(4) 7.5
(5) 10.5
64. 9654 /21 +7638 / 44 =?
(1) 633
(2) 600
(3) 643
(4) 621
(5) 598
65. (621.52)2=?
(1) 386300
(2) 379300
(3) 398300
(4) 365300
(5) 356300
Directions (Q. 66-70): What SilUUili come in place of question mark ('?) in the following number series ?
66. 444 467 513 582 674 789 ?
(1) 950
(2) 904
(3) 927
(4) 881
(5) 973
67. 23 25 53 163 657 3291 ?
(1) 16461
(2) 13169
(3) 9877
(4) 23045
(5) 19753
68. 3 13 65 585 7605 129285 ?
(1) 2456415
(2) 2235675
(3) 2980565
(4) 2711985
(5) 2197g45
69. 1 16 81 256 625 1296 ?
(1) 4096
(2) 2401
(3) 1764
(4) 3136
(5) 6561
70. 12 12 18 45 180 1170 ?
(1) 12285
(2) 10530
(3) 11700
(4) 12870
(5) 7605
Directions (Q.71-80): What should come in place of question mark(?) in the following questions?
71 .4+4.44+0.4+44.04+444=?
(1) 497.24
(2) 487.66
(3) 496.88
(4) 469.88
(5) None of these
72. [(130)2÷ 25 x 15] ÷ 30 =?
(1) 352
(2) 314
(3) 326
(4) 338
(5) None of these
73. 38+16x0.8=?
(1) 43.2
(2) 50.8
(3) 44.8
(4) 1.9
(5) None of these
74. (?)2 +(65)2 = (160)2 -(90)2 -7191
(1) 75
(2) 77
(3) 79
(4) 81
(5) None of these
75. 398 x ? x 7 = 47362
(1) 15
(2) 13
(3) 17
(4) 19
(5) None of these
76. 1485x?=594
(1) 2/5
(2) 3/4
(3) 3/5
(4) 5/6
(5) None of these
77. 2116+692-?=1111
(1) 1667
(2) 1677
(3) 1687
(4) 1697
(5) None of these
78. 6.896 + 3.753 - 2.005 + 1.004 =?
(1) 9.486
(2) 9.648
(3) 9.864
(4) 9.846
(5) None of these
79. (6.5% of 375)-(0.85% of 230)=?
(1) 23.42
(2) 24.24
(3) 21.64
(4) 25.76
(5) None of these
80. (13)54 x (13)-51 =.?
(1) 2197 .
(2) 39
(3) 169
(4) 130
(5) None of these
81. 93. 2/7 x 5/6 x 3/8 x ? = 790
(1) 8848
(2) 8246
(3) 8484
(4) 8868
(5) None of these
82. 968 x 445 ÷ ?=17230.4
(1) 60
(2) 40
(3) 25
(4) 35
(5) None of these
83. (0.05 x 6.25) ÷ 2.5 =?
(1) 0.105
(2) 0.95
(3) 0.115
(4) 1.25 5)
(5) None of these
84. (41) 2 + (38) 2X (0.15) 2 =?
(1) 3125.0225
(2) 1713.49
(3) 3125.15
(4) 59204.0225
(5) None of these
85. In an election between two candidates, one got 72% of the total valid votes. 25% of the total votes are invalid. If the total votes are 8200, what is the number of valid votes the other person got?
(1) 1835
(2) 1722
(3) 2050
(4) 4428
(5) None of these
86. In how many different ways can the letters of the word 'WEDDING' be arranged?
(1) 5040
(2) 2500
(3) 2520
(4) 5000
(5) Noneofthese
87. Milind takes as much time in running 15 metres as a car takes in covering 40 metres. What will be the distance covered by Milind during the time the car covers 2 km?
(1) 1000 metres
(2) 600 metres
(3) 650 metres
(4) 750 metres
(5) None of these
88. Four milkmen rented a pasture. A grazed 15 cows for 4 months, B grazed lQ cows for 2 months, C grazed 18 cows for 6 months, and D grazed 16 cows for 5 months. If A's share of rent is Rs 1,020, whatis C's share of rent?
(1) Rs 1,836
(2) Rs 1,360
(3) Rs816
(4) Cannot be determined
(5) None of these
Directions (Q. 89-92): Study the following data carefully and answer the questions given below. Out of 6500 students from the Arts wing of a college, 21 % of the total number of students have majored only in Psychology. 12% of the total number of students have majored only in English Literature, and 15% of the total number of students have majored only in Politics. 7% of the total number of students have majored only in Philosophy, and 10% of the total number of students have majored only in History. 8% of the total number of students have majored in both 'Psychology and Philosophy. 4% of the total number of students have majored in History as well as Politics, and 11 % of the total number of students have majored in English Literature as well as Politics. 9% of the total number of students have majored in Psychology and English Li .rature, and 3% of the total number of students have majored in History and Philosophy.
89.What is the ratio of the number of students majoring in Philosophy to the number of students majoring only in Psychology ?
(1) 4:5
(2) 5:6
(3) 6:7
(4) 7:8
(5) None of these
90. Students majoring in History are approximately what percent of the total number of students majoring in Politics?
(1) 48
(2) 61
(3) 52
(4) 57
(5) 45
91.How many students have majored only in Politics?
(1) 650
(2) 975
(3) 780
(4) 455
(5) None of these
92. What is thetotal number of students majoring in English Literature?
(1) 780
(2) 1495
(3) 1300
(4) 2050
(5) None of these
93. Lowest number of students have majored in which subject?
(1) History
(2) Philosophy
(3) Politics
(4) English Literature
(5) Psychology
94. 9654 /21 +7638 / 44 =?
(1) 633
(2) 600
(3) 643
(4) 621
(5) 598
95. (4.36) 2 x 66.5 - 371 = ?
(1) 902
(2) 893
(3) 871
(4) 888 .
(5) 880
Directions (Q. 96-100): What approximate value should come in place ofthe question mark (?) in the following questions? (You are not expected to calculate the exact value.)
96. 3√7469 x√ 668 =?
(1) 300
(2) 350
(3) 505
(4) 425
(5) 575
97. 2.5 x 0.08 ÷ (1.9)2 =?
(1) 1.5
(2) 0.8
(3) 0.010
(4) 0.06
(5) 2.1
Directions (Q. 98-99): Each qu stion below is followed by two statements A and B. You are to determine whether the data given in the statement is sufficient to answer the question. You should use the data and your knowledge of Mathematics to choose between the possible answers.
Give answer I) if the statement A alone is sufficient to answer the question, but the Statement A alone is not sufficient
Give answer 2) if the statement C alone is sufficien, to an we: the question, but the statement A alone is not sufficient.
Give answer 3) ifboth statements A and B together are needed to answer the question. Give answer 4) if either the statement Aalone or the statement B alone IS sufficient to-answer the question. Give answer 5) if you cannot get the answer from the statements A and 8 together, but need even more data.
98. How many women can complete a piece of work in 15 days?
A. 12 women can comnlete the same piece of work in 20 days.
B. 10 men can complete rhe same piece of work in 12 days.
99. What is the rate of interest p.c.p.a. on an amount of Rs 12,000/- deposited in a bank?
A. The difference between the simple interest and the compound interest is Rs 172.80.
B. The simple interest for two years is Rs2,880.
100. In how many different ways can the letters of the word 'WEDDING' be arranged?
(1) 5040
(2) 2500
(3) 2520
(4) 5000
(5) None of these
(1) 2436
(2) 2801
(3) 2801
(4) 2071
(5) None of these
2. (21.69)2 - √324 =?
(1) 440.4615
(2) 425.4561
(3) 452.4561
(4) 442.4651
(5) None ofthese
3. (800 ÷ 64) x (1296 ÷ 36) = ?
(1) 420
(2) 460
(3) 500
(4) 540
(5) None of these
4. (42 x 229)÷(9261)1⁄3 =?
(1) 452
(2) 448
(3) 458
(4) 456
(5) None of these
5. (35423 +7104 +41720)-(317 x 89)=?
(1) 28213
(2) 84307
(3) 50694
(4) 54096
(5) None of these
6. (9% of 386) x (6.5% of 144) = ?
(1) 340.1664
(2) 325.1664
(3) 333.3333
(4) 328.0065
(5) None of these
7 . 4+4.44+44.4+4.04+444=?
(1) 500.88
(2) 577.2
(3) 495.22
(4) 472.88
(5) None of these
8. 3√? = (36x24)÷9
(1) 884736
(2) 804036
(3) 854734
(4) 814736
(5) None of these
9. (43% of 2750)- (38% of 2990) = ?
(1) 49.3
(2) 44.7
(3) 43.6
(4) 46.3
(5) None of these
Directions (Q. 10-13): What should come in place of question.mark (?) in the following number series?
10. 13 14 30 93 376 1885 ?
(1) 10818
(2) 10316
(3) 11316
(4) 11318
(5) None of these
11. 4 6 9 13.5 20.25 30.375.?
(1) 40.25
(2) 45.5625
(3) 42.7525
(4) 48.5625
(5) None ofthese
12. 400 240 144 86.4 51. 84 31.1 04 ?
(1) 19.2466
(2) 17.2244
(3) 16.8824
(4) 18.6624
(5) None of these
13. 9 4.5 4.5 6.75 13.5 33.75 ?
(1) 101.25
(2) 103.75
(3) 99.75
(4) 105.50
(5) None of these
14. The profit earned after selling an article for Rs 625 is the same as the loss incurred after seIling the article for Rs 435. What is the cost price ofthe article?
(1) Rs 530
(2) Rs 520
(3) Rs 540
(4) Rs 550
(5) None of these
15. A sum of Rs 817 is divided among A, Band C such that 'A' receives 25% more than 'B' and 'B' receives 25% less than 'C'. What is A's share in the amount?
(1) Rs228
(2) Rs247
(3) Rs285
(4) Rs 304
(5) None of these
16. Ms Sujata invests 7% ie Rs 2170, of her monthly salary in mutual funds. Later she invests 18% of her monthly salary in recurring deposits. Also, she invests 6% of her salary on NSC's. What is the total annual amount in- vested by Ms Sujata? .
(1) Rs 1,25,320
(2) Rs 1,13,520
(3) Rs,I,35,120
(4) Rs 1,15,320
(5) None of these
17. What is 30% of 40% of 2/5 2500?
(1) 500
(2) 400
(3) 360
(4) 120
(5) None of these
18. A, B, C and D are four consecutive even numbers respectively and their average is 65. What is the product of A and D?
(1) 3968
(2) 4216
(3) 4092
(4) 4352
(5) None of these
19. The sum offive numbers is 555. The average of the first two numbers is 75 and the third number is liS. What is the average of the last two numbers?
(1) 145
(2) 290
(3) 265
(4) 150
(5) None of these
20. A car covers the first 35 km of its journey in 45 minutes and the remaining 69 km in 75 minutes. What is the average speed of the car?
(1) 42 kmlhr
(2) 50 km/hr
(3) 52 kmlhr
(4) 60 km/hr
(5) None of these
21. In how many different ways can the letters of the word 'PRIDE' be arranged?
(1) 60
(2) 120
(3) 15
(4) 360
(5) None of these
22. The ages of Samir and Tanuj are in the ratio of 8 : 15 years respectively. After 9 years the ratio of their ages will be II : 18. What is the difference in years between their ages?
(1) 24 years
(2) 21 years.
(3) 20 years
(4) 33 years
(5) None of these
Directions (Q. 23-27): What approximate value should come in place of the question mark (?) in the following questions?
23. 724.998+24.048+ 14.954=?
(1) 8
(2) 13
(3) 2
(4) 10
(5) 16
24. (848.999+274.052)÷ 3.0054=?
(1) 940
(2) 836
(3) 184
(4)298
(5)374
25. 3√184900 =?
(1) 56
(2) 44
(3) 67
(4) 33
(5) 21
26. 18.5% of 425 + 16.2% of 388 =?
(1) 141
(2) 224
(3) 116
(4) 183
(5) 215
27. 18.345 x 19.068 x ? = 11538.93375
(1) 46
(2) 61
(3) 27
(4) 33
(5) 55
Directions (Q. 28-32): In the following number series only one number is wrong. Find out the wrong number. "
28. 529 841 961 1296 1681 1849 2209
(1) 1296
(2) 841
(3) 961
(4) 1681
(5) None ofthese
29. 13 14 27 45 68 109 177
(1) 27
(2) 109
(3) 45
(4) 68
(5) None of these
30. 14 22 34.5 55.5 87.25 13.875 209.125
(1) 55.5
(2) 34.5
(3) 135.875
(4) 87.25
(5) None of these
31. 274 301 426 769 1498 2824 5026
(1) 301
(2) 426
(3) 79
(4) 2824
(5) None of these
32. 4 28 160 990 6970 55832 502560
(1) 160
(2) 990
(3) 55832
(4) 6970
(5) None of these
Directions (Q. 33-37): What s Would come in place of the question mark (?) in the following questions?
33. 89.4 x 412.8 x 648.1 =16?
(1) 41.8
(2) 16.2
(3) 18.4
(4) 25.6
(5) None of these
34. 12% of 840 x 0.25% of 148 =?
(1) 37.296
(2) 101.17
(3) 68.432
(4) 97.046.
(5) None of these
35. A shopkeeper sells 200 metres of cloth for Rs 9,000 at a profit of Rs 5 per metre. What is the cost price of 1 metre of cloth?
(1) Rs45
(2) Rs40
(3) Rs35
(4) Rs30
(5) None of these
36. the area of a circle is.1386 sq cm. What is the circumfer- ence of the circle?
(1) 142cm
(2) 160cm
(3) 130cm
(4) 132 cm
(5) None of these
37. In a college a total number of 27 professors are appointed for all the faculties; viz Arts, Commerce and Science. If , equal number of professors are appointed for each of the faculties, how many professors are assigned to each faculty?
(1) 9
(2) 12
(3) 6
(4) 3
(5) None of these
38. Sridhar invests Rs 3,750 in shares, which is 25% of his monthly income. What is his monthly income?
(1) Rs 12,000
(2) Rs 15,000
(3) Rs 10,000
(4) Rs 16,000
(5) None of these
39. Find the average of the following setof scores.
302, 152, 132, 122, 112
(1) 184
(2) 165
(3) 152
(4) 176
(5) None of these
40. A bus covers a distance of 172 kms in 4 hours. What is the speed of the bus?
(1) 52km1hr
(2) 47km1hr
(3) 43km1hr
(4) 38 kmIhr
(5) None of these
41. The total number of students in a school is 4800, out of which 60% are girls. What is the total number of boys in this school?
(1) 1920
(2) 1934
(3) 1980
(4) 1910
(5) None of these
Directions (Q. 42-43): Each question below is followed by two statements A and B. You are to determine whether the data given in the statement is sufficient to answer the question. You should use the data and your knowledge of Mathematics to choose between the possible answers.
Give answer (1) if the statement A alone is sufficient to answer the question, but the statementit alone not sufficient
Give answer 2) if the statement C alone is sufficien, to an we: the question, but the statement A alone is not sufficient.
Give answer 3) ifboth statements A and B together are needed to answer the question.
Give answer 4) if either the statementAalone or the statement B ,alone IS sufficient to-answer the question.
Give answer 5) if you cannot get the answer from the statements A and B together, but need even more data.
42. How many women can complete a piece of work in 15 days?
A . 12 women can complete the same piece of work in 20 days.
B. 10 men can complete rhe same piece of work in 12 days.
43. What is the rate of interest p.c.p.a. on an amount of Rs 12,000/- deposited in a bank?
A. The difference between the simple interest and the compound interest is Rs 172.80.
B. The simple interest for two years is Rs2,880.
Directions (Q. 44-48): What approximate value should come in place of question mark (?) in the following questions? (You are not expected to calculate the exact value.)
44. (4576+3286+5639)÷(712+415+212)=?
(1) 18
(2) 22
(3) 34
(4) 10
(5) 46
45. 675.456+ 12.492 x 55.671 =?
(1) 971
(2) 1071
(3) 1171
(4) 1271
(5) 1371
46. (447.22) 2=?
(1) 200000
(2) 210000
(3) 220000
(4) 230000
(5) 240000
47. 4374562 x 64 = ? x 7777
(1) 360
(2) 3600
(3) 36000
(4) 360000
(5) 3600000
48. (872% of 659) ÷ 543 = ?
(1) 17
(2) 11
(3) 21
(4) 27
(5) 31
Directions (Q. 49-53): What should come in place of question mark (?) in the following number series?
49. 5 9 18 34 59 95 ?
(1) 272
(2) 168
(3) 116
(4) 148
(5) 144
50. 1200 480 192 76.8 30.72 12.288 ?
(1) 4.9152
(2) 5.8192
(3) 6.7112
(4) 7.6132
(5) 8.5172
51. 963 927 855 747 603 423 ?
(1) 209
(2) 208
(3) 207
(4) 206
(5) 205
52. 841 .961 1089 1225 1369 1521. ?
(1) 1581
(2) 1681
(3) 1781
(4) 1881
(5) 1981
53. 18 20 44 138 560 2810 ?
(1) 16818
(2) 16836
(3) 16854
(4) 16872
(5) 16890
Directions (Q. 54-58): What should come in place of question mark (?) in the following questions?
54. 74+.12x0.75-6 =?
(1) 72
(2) 67
(3) 62
(4) 77
(5) None of these
55. 8888 + 848 + 88 - ? = 7337 + 737
(1) 1750
(2) 1650
(3) 1550
(4) 1450
(5) None of these
56. 515.15-15.51-1.51-5.11-1.11=?
(1) 491.91
(2) 419.91
(3) 499.19
(4) 411.19
(5) None of these
57. (?) 2 + (123) 2 = (246) 2 - (99) 2 - 2462
(1) 184
(2) 186
(3) 182
(4) 180
(5) None of these
58. 414 x? x7=127512
(1) 36
(2) 40
(3) 44
(4) 48
(5) None of these
59. [(84) 2 ÷28 x 12]÷24 =7 x ?
(1) 15
(2) 17
(3) 19
(4) 21
(5) None of these
Directions (Q. 60-65): What approximate value should come in place of question mark (?) in the following questions? (You are not expected to calculate the exact value.
60. 561204 x 58 =? x 55555
(1) 606
(2) 646
(3) 556
(4) 716 5)586
61. 459.008 + 3.0056 x 88.862 =?
(1) 738
(2) 725
(3) 695
(4) 752
(5) 666
62. (444%of531)÷972 =?
(1) 4.5
(2) 0.5
(3) 2.5
(4) 8.5 5)6.5
63. (9321 +5406+ 1001)÷(498+929+660)=?
(1) 13.5
(2) 4.5
(3) 16.5
(4) 7.5
(5) 10.5
64. 9654 /21 +7638 / 44 =?
(1) 633
(2) 600
(3) 643
(4) 621
(5) 598
65. (621.52)2=?
(1) 386300
(2) 379300
(3) 398300
(4) 365300
(5) 356300
Directions (Q. 66-70): What SilUUili come in place of question mark ('?) in the following number series ?
66. 444 467 513 582 674 789 ?
(1) 950
(2) 904
(3) 927
(4) 881
(5) 973
67. 23 25 53 163 657 3291 ?
(1) 16461
(2) 13169
(3) 9877
(4) 23045
(5) 19753
68. 3 13 65 585 7605 129285 ?
(1) 2456415
(2) 2235675
(3) 2980565
(4) 2711985
(5) 2197g45
69. 1 16 81 256 625 1296 ?
(1) 4096
(2) 2401
(3) 1764
(4) 3136
(5) 6561
70. 12 12 18 45 180 1170 ?
(1) 12285
(2) 10530
(3) 11700
(4) 12870
(5) 7605
Directions (Q.71-80): What should come in place of question mark(?) in the following questions?
71 .4+4.44+0.4+44.04+444=?
(1) 497.24
(2) 487.66
(3) 496.88
(4) 469.88
(5) None of these
72. [(130)2÷ 25 x 15] ÷ 30 =?
(1) 352
(2) 314
(3) 326
(4) 338
(5) None of these
73. 38+16x0.8=?
(1) 43.2
(2) 50.8
(3) 44.8
(4) 1.9
(5) None of these
74. (?)2 +(65)2 = (160)2 -(90)2 -7191
(1) 75
(2) 77
(3) 79
(4) 81
(5) None of these
75. 398 x ? x 7 = 47362
(1) 15
(2) 13
(3) 17
(4) 19
(5) None of these
76. 1485x?=594
(1) 2/5
(2) 3/4
(3) 3/5
(4) 5/6
(5) None of these
77. 2116+692-?=1111
(1) 1667
(2) 1677
(3) 1687
(4) 1697
(5) None of these
78. 6.896 + 3.753 - 2.005 + 1.004 =?
(1) 9.486
(2) 9.648
(3) 9.864
(4) 9.846
(5) None of these
79. (6.5% of 375)-(0.85% of 230)=?
(1) 23.42
(2) 24.24
(3) 21.64
(4) 25.76
(5) None of these
80. (13)54 x (13)-51 =.?
(1) 2197 .
(2) 39
(3) 169
(4) 130
(5) None of these
81. 93. 2/7 x 5/6 x 3/8 x ? = 790
(1) 8848
(2) 8246
(3) 8484
(4) 8868
(5) None of these
82. 968 x 445 ÷ ?=17230.4
(1) 60
(2) 40
(3) 25
(4) 35
(5) None of these
83. (0.05 x 6.25) ÷ 2.5 =?
(1) 0.105
(2) 0.95
(3) 0.115
(4) 1.25 5)
(5) None of these
84. (41) 2 + (38) 2X (0.15) 2 =?
(1) 3125.0225
(2) 1713.49
(3) 3125.15
(4) 59204.0225
(5) None of these
85. In an election between two candidates, one got 72% of the total valid votes. 25% of the total votes are invalid. If the total votes are 8200, what is the number of valid votes the other person got?
(1) 1835
(2) 1722
(3) 2050
(4) 4428
(5) None of these
86. In how many different ways can the letters of the word 'WEDDING' be arranged?
(1) 5040
(2) 2500
(3) 2520
(4) 5000
(5) Noneofthese
87. Milind takes as much time in running 15 metres as a car takes in covering 40 metres. What will be the distance covered by Milind during the time the car covers 2 km?
(1) 1000 metres
(2) 600 metres
(3) 650 metres
(4) 750 metres
(5) None of these
88. Four milkmen rented a pasture. A grazed 15 cows for 4 months, B grazed lQ cows for 2 months, C grazed 18 cows for 6 months, and D grazed 16 cows for 5 months. If A's share of rent is Rs 1,020, whatis C's share of rent?
(1) Rs 1,836
(2) Rs 1,360
(3) Rs816
(4) Cannot be determined
(5) None of these
Directions (Q. 89-92): Study the following data carefully and answer the questions given below. Out of 6500 students from the Arts wing of a college, 21 % of the total number of students have majored only in Psychology. 12% of the total number of students have majored only in English Literature, and 15% of the total number of students have majored only in Politics. 7% of the total number of students have majored only in Philosophy, and 10% of the total number of students have majored only in History. 8% of the total number of students have majored in both 'Psychology and Philosophy. 4% of the total number of students have majored in History as well as Politics, and 11 % of the total number of students have majored in English Literature as well as Politics. 9% of the total number of students have majored in Psychology and English Li .rature, and 3% of the total number of students have majored in History and Philosophy.
89.What is the ratio of the number of students majoring in Philosophy to the number of students majoring only in Psychology ?
(1) 4:5
(2) 5:6
(3) 6:7
(4) 7:8
(5) None of these
90. Students majoring in History are approximately what percent of the total number of students majoring in Politics?
(1) 48
(2) 61
(3) 52
(4) 57
(5) 45
91.How many students have majored only in Politics?
(1) 650
(2) 975
(3) 780
(4) 455
(5) None of these
92. What is thetotal number of students majoring in English Literature?
(1) 780
(2) 1495
(3) 1300
(4) 2050
(5) None of these
93. Lowest number of students have majored in which subject?
(1) History
(2) Philosophy
(3) Politics
(4) English Literature
(5) Psychology
94. 9654 /21 +7638 / 44 =?
(1) 633
(2) 600
(3) 643
(4) 621
(5) 598
95. (4.36) 2 x 66.5 - 371 = ?
(1) 902
(2) 893
(3) 871
(4) 888 .
(5) 880
Directions (Q. 96-100): What approximate value should come in place ofthe question mark (?) in the following questions? (You are not expected to calculate the exact value.)
96. 3√7469 x√ 668 =?
(1) 300
(2) 350
(3) 505
(4) 425
(5) 575
97. 2.5 x 0.08 ÷ (1.9)2 =?
(1) 1.5
(2) 0.8
(3) 0.010
(4) 0.06
(5) 2.1
Directions (Q. 98-99): Each qu stion below is followed by two statements A and B. You are to determine whether the data given in the statement is sufficient to answer the question. You should use the data and your knowledge of Mathematics to choose between the possible answers.
Give answer I) if the statement A alone is sufficient to answer the question, but the Statement A alone is not sufficient
Give answer 2) if the statement C alone is sufficien, to an we: the question, but the statement A alone is not sufficient.
Give answer 3) ifboth statements A and B together are needed to answer the question. Give answer 4) if either the statement Aalone or the statement B alone IS sufficient to-answer the question. Give answer 5) if you cannot get the answer from the statements A and 8 together, but need even more data.
98. How many women can complete a piece of work in 15 days?
A. 12 women can comnlete the same piece of work in 20 days.
B. 10 men can complete rhe same piece of work in 12 days.
99. What is the rate of interest p.c.p.a. on an amount of Rs 12,000/- deposited in a bank?
A. The difference between the simple interest and the compound interest is Rs 172.80.
B. The simple interest for two years is Rs2,880.
100. In how many different ways can the letters of the word 'WEDDING' be arranged?
(1) 5040
(2) 2500
(3) 2520
(4) 5000
(5) None of these
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Answer
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|||||||
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1.
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(4)
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26.
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(2)
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51.
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(2)
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76.
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(1)
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2.
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(3)
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27.
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(5)
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52.
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(4)
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77.
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(4)
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3.
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(5)
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28.
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(2)
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53.
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(4)
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78.
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(2)
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4.
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(3)
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29.
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(1)
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54.
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(1)
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79.
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(2)
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5.
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(5)
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30.
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(4)
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55.
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(1)
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80.
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(5)
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6.
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(2)
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31.
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(1)
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56.
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(3)
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81.
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(1)
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7.
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(2)
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32.
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(3)
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57.
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(3)
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82.
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(3)
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8.
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(1)
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33.
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(5)
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58.
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(3)
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83.
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(5)
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9.
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(1)
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34.
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(4)
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59.
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(5)
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84.
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(2)
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10.
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(4)
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35.
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(4)
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60.
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(5)
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85.
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(4)
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11.
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(3)
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36.
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(4)
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61.
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(5)
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86.
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(5)
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12.
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(2)
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37.
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(1)
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62.
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(2)
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87.
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(1)
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13.
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(4)
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38.
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(2)
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63.
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(3)
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88.
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(3)
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14.
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(1)
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39.
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(4)
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64.
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(4)
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89.
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(4)
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15.
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(1)
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40.
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(4)
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65.
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(1)
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90.
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(2)
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16.
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(3)
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41.
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(5
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66.
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(3)
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91.
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(5)
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17.
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(4)
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42.
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(3)
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67.
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(5)
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92.
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(1)
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18.
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(4)
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43.
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(5)
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68.
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(4)
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93.
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(3)
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19.
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(2)
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44.
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(3)
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69.
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(2)
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94.
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(5)
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20.
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(1)
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45.
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(1)
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70.
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(1)
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95.
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(4)
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21.
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(3)
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46.
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(2)
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71.
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(3)
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96.
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(1)
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22.
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(3)
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47.
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(4)
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72.
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(4)
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97.
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(1)
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23.
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(4)
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48.
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(5)
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73.
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(2)
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98.
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(3)
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24.
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(3)
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49.
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(1)
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74.
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(5)
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99.
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(5)
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25.
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(5)
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50.
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(3)
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75.
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(1)
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100.
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(5)
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Please leave your comments if you like this
website
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April 18th, 2012 | Comment|
1. As per a report, India
received $2.21 billion in foreign direct investment in February 2012. Which
among the following countries is the top source of FDI to India?
[A]Singapore
[B]Mauritius
[C]USA
[D]Japan
[A]Singapore
[B]Mauritius
[C]USA
[D]Japan
2. Recently we read in
the newspapers that Central Bureau of Investigations (CBI) has been
investigating some companies for alleged violations of provisions of FCRA,
2010. What is this FCRA 2010?
[A]Foreign Companies Regulation Act 2010
[B]Fiscal Control & Regulation Act 2010
[C]Foreign Commercial Representation Act 2010
[D]Foreign Contribution Regulation Act 2010
[A]Foreign Companies Regulation Act 2010
[B]Fiscal Control & Regulation Act 2010
[C]Foreign Commercial Representation Act 2010
[D]Foreign Contribution Regulation Act 2010
Show Answer
3. In India, the Foreign Exchange Reserves are kept in the custody of which among the following?
[A]Ministry of Finance
[B]EXIM Bank
[C]Reserve Bank of India
[D]Select Public Sector Banks
3. In India, the Foreign Exchange Reserves are kept in the custody of which among the following?
[A]Ministry of Finance
[B]EXIM Bank
[C]Reserve Bank of India
[D]Select Public Sector Banks
Show Answer
4. Which among the following country has started paying Indian Exporters in Indian Rupees, after an arrangement to that effect has been done by Government of India?
[A]Pakistan
[B]Iran
[C]Myanmar
[D]South Korea
4. Which among the following country has started paying Indian Exporters in Indian Rupees, after an arrangement to that effect has been done by Government of India?
[A]Pakistan
[B]Iran
[C]Myanmar
[D]South Korea
Show Answer
5. Many banks in India have gone for ISO 27001:2005 certification for compliance with which among the following?
[A]Best Customer Service
[B]Best Security Practices
[C]Excellent Financial strength
[D]Excellent Business Values
5. Many banks in India have gone for ISO 27001:2005 certification for compliance with which among the following?
[A]Best Customer Service
[B]Best Security Practices
[C]Excellent Financial strength
[D]Excellent Business Values
Show Answer
6. Which among the following data are released in India on monthly basis?
1. CPI
2. WPI
3. IIP
Choose the correct option:
[A]Only 1 & 3
[B]Only 2 & 3
[C]Only 1
[D]1,2 & 3
6. Which among the following data are released in India on monthly basis?
1. CPI
2. WPI
3. IIP
Choose the correct option:
[A]Only 1 & 3
[B]Only 2 & 3
[C]Only 1
[D]1,2 & 3
Show Answer
7. Republic of Tatarstan was recently making news as an Indian company has reportedly decided to invest in petrochemical or refining facility in the region. Which among the following statements is correct about Republic of Tatarstan?
[A]Its an independent Country in Central Asia
[B]It’s a foreign territory administered by UK
[C]It’s a federal subject of Russia
[D]It’s a sovereign country in Middle East
7. Republic of Tatarstan was recently making news as an Indian company has reportedly decided to invest in petrochemical or refining facility in the region. Which among the following statements is correct about Republic of Tatarstan?
[A]Its an independent Country in Central Asia
[B]It’s a foreign territory administered by UK
[C]It’s a federal subject of Russia
[D]It’s a sovereign country in Middle East
Show Answer
8. Which of the following state Governments in India has recently launched the gram suraj abhiyan (village contact programme) to reach to the door of the people in the remote areas of the state?
[A]Rajasthan
[B]Madhya Pradesh
[C]Chhattisgarh
[D]Punjab
8. Which of the following state Governments in India has recently launched the gram suraj abhiyan (village contact programme) to reach to the door of the people in the remote areas of the state?
[A]Rajasthan
[B]Madhya Pradesh
[C]Chhattisgarh
[D]Punjab
Show Answer
9. Which among the following organization is largely funding the National Dairy Plan–Phase I ?
[A]International Development Association
[B]Asian Development Bank
[C]IBRD
[D]UNDP
9. Which among the following organization is largely funding the National Dairy Plan–Phase I ?
[A]International Development Association
[B]Asian Development Bank
[C]IBRD
[D]UNDP
Show Answer
10. Which among the following is the short name of highest authority in India for Indirect Taxes?
[A]CBED
[B]CBDT
[C]CBEC
[D]CBIT
10. Which among the following is the short name of highest authority in India for Indirect Taxes?
[A]CBED
[B]CBDT
[C]CBEC
[D]CBIT
Show Answer
11. Which among the following can not be called an ant inflationary measure?
[A]Raising the Bank Rates
[B]Raising the Reserve Ratio Requirements
[C]Purchase of securities in the Open Markets
[D]Rationing of the Credit
11. Which among the following can not be called an ant inflationary measure?
[A]Raising the Bank Rates
[B]Raising the Reserve Ratio Requirements
[C]Purchase of securities in the Open Markets
[D]Rationing of the Credit
Show Answer
12. If the Reserve Bank of India wants to increase the Cash Reserves commercial Banks, which among the following would be the most probable step taken by it ?
[A]Release Gold from its reserves
[B]Buy bonds in the open market
[C]Prohibit the transactions that involve bill of exchange
[D]Increase the tranche reserves with the IMF
12. If the Reserve Bank of India wants to increase the Cash Reserves commercial Banks, which among the following would be the most probable step taken by it ?
[A]Release Gold from its reserves
[B]Buy bonds in the open market
[C]Prohibit the transactions that involve bill of exchange
[D]Increase the tranche reserves with the IMF
Show Answer
13. The Government of India has recently launched a “Youth to the Edge” pilot scheme in North East India for which among the following purposes?
[A]To encourage the youth of the North East India to take active participation in development programmes
[B]To provide laptops to the Youth of the North East India
[C]To introduce youth from rest of India to the North Eastern Culture
[D]To provide vocational education to the youth of North East
13. The Government of India has recently launched a “Youth to the Edge” pilot scheme in North East India for which among the following purposes?
[A]To encourage the youth of the North East India to take active participation in development programmes
[B]To provide laptops to the Youth of the North East India
[C]To introduce youth from rest of India to the North Eastern Culture
[D]To provide vocational education to the youth of North East
Show Answer
14. What is the approximate average fertilizer consumption in India per hectare of land?
[A]120 Kg
[B]140 Kg
[C]170 Kg
[D]200 Kg
14. What is the approximate average fertilizer consumption in India per hectare of land?
[A]120 Kg
[B]140 Kg
[C]170 Kg
[D]200 Kg
Show Answer
15. The new variety Rajarajan 1000 is of which among the following?
[A]Cotton
[B]Wheat
[C]Coffee
[D]Rice
15. The new variety Rajarajan 1000 is of which among the following?
[A]Cotton
[B]Wheat
[C]Coffee
[D]Rice
Show Answer
April 6th, 2012 | Comment|
Yes Bank gets $75-mn
loan from IFC
- The International Finance Corporation (IFC), a member of the World Bank Group, has decided to give $75 million loan to Yes Bank to help expand its network, reach out to small and medium enterprises (SMEs) and agricultural clients, and increase portfolio 3.5 times to $7.7 billion by 2016.
- This investment will be in the form of a 15-year subordinated bond. It is expected to strengthen the bank's capital base significantly.
- YES Bank is one of the few banks to provide direct microfinance services to villages, in line with IFC's financial inclusion strategy. According to IFC, nearly 80 per cent of India's population lack access to formal financial services and only 30,000 of India's 600,000 villages have a bank.
- Micro, small and medium enterprises in India are constrained by lack of adequate management skills, modern technologies, industrial infrastructure and financial access.
- IFC seeks to bridge the financing gap and enhance the capacity of the sector. This funding comes at a time when there is little international appetite for investment of this volume and tenor.
NABARD signs
agreement with Uttarakhand to waive off weaver's loan
- National Bank for Agriculture and Rural Development (Nabard) has entered into agreement with Uttarakhand Government to waive off loans to all weavers' loans up to Rs. 50,000.
- The MOU has been signed between Nabard and the government of Uttarakhand for implementation of this package for revival and restructuring of handloom weavers' structure in the state.
Stuart Milne: New
CEO of HSBC India
- Hong Kong and Shanghai Banking Corporation (HSBC) has appointed Stuart Milne as chief executive officer for its India business.
Milne has replaced Stuart A Davis who is moving to a
new position within the bank after a three-year stint in this role. - Prior to this appointment, Milne was the country manager of Japan since 2007. In that role he served as the president and chief executive officer of HSBC, chairman of HSBC Securities (Japan) and chairman of HSBC Global Asset Management (Japan) KK.
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19 Banks consortium
approves financial restructuring plan of Air India
- The SBI led consortium of 19 banks has approved the financial restructuring plan of Air India recently. The financial restructuring plan includes debt restructuring of Rs 18,000 crore by the banks and a committed equity infusion by the government.
- It would need Cabinet approval, which is expected in the mid of April 2012.
World Bank Group
President Robert B Zoellick visits Chennai
World Bank Group president, Robert B Zoellick
recently visited to the Chennai office of the Development Bank. The
Chennai office provides corporate, financial, accounting, administrative
and IT services to its operations around the globe. - Zoellick also visited the energy-efficient 'green' building, featuring carbon sensors, automated lighting, air-conditioning systems, and water recycling plants of the Chennai Office.
Knowledge
Byte:
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RBI to Conduct Open
Market Operations
- Reserve Bank of India has recently infused Rs. 10,000 crore via open market operations (OMOs) to ease the tight liquidity conditions.
- Open Market Operations is a quantitative tool of monetary policy of the Reserve Bank of India which includes buying and selling of securities in the money market by the central bank.
- RBI said that this step was consistent with the stance of monetary policy and was based on the current assessment of prevailing and evolving liquidity conditions. In the recently conducted OMO, RBI purchased four government securities, including the current 8.79 per cent 10-year benchmark government bonds maturing in 2021.
RBI Relaxes FDI
Investment norms for Indians
- RBI has recently announced a slew of revisions aimed at liberalising the norms for direct investment abroad by Indian residents. These include liberalisation in regulations on qualification shares, professional services rendered and ESOP (employee stock option plan) schemes.
April 6th, 2012 | Comment|
FM warns Irda for
'suicidal competition' among Insurance Companies
- Recently, Irda (Insurance Regulatory and Development Authority) was asked by the Government to take steps to curb the menace of "suicidal competition" among insurance companies, which are undercutting one another by offering policies at low premium to grab a bigger market share.
- FM said that the unhealthy competition among the insurance companies is impacting their account books.
- Its worth note that Insurance companies in India are free to fix premium (it is called de-tariffing), and it has resulted in significant lowering of premiums for the consumers. The result is an adverse impact on the insurance company's balance sheet.
Knowledge
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Bankers Ask the RBI
to cut CRR
- RBI's annual monetary policy review is scheduled on April 17, 2012. The Bankers have asked the Central Bank to go for a steep reduction in the cash reserve ratio (CRR) and the repo rate.
- The Public Sector Banks have requested RBI to cut repo rate by 50 basis points and also demanded reduction in the cash reserve ratio to the extent of 75 basis points.
ICRA downgrades the
UCO Bank Bonds
- Rating agency ICRA has cut the rating for UCO Bank's lower Tier-II bonds from "AA+" to "AA". The reasons cited by the agency include deterioration in asset quality and weak solvency profile.
- It's worth note that ICRA has already lowered the rating for Oriental Bank of Commerce's bonds for increase in non-performing assets. Global rating agency Moody's has also downgraded the rating for some instruments of Union Bank of India and Bank of India.
ICRA downgrades
bonds of OBC
- ICRA has also downgraded Oriental Bank of Commerce's bonds. The reasons cited are worsening asset quality and sustained pressure on profitability.
- The rating agency has revised ratings outstanding on the Rs 1,000-crore lower Tier-II bond programmes of the lender from AAA (stable) to AA+ (stable).
NABARD's Gujarat support touches Rs 4340 crore
- During the financial year 2011-12, Gujarat has received ` 4340 crore financial assistance from NABARD for supporting agriculture, rural development and rural infrastructure development. This is a 50% rise from Rs 2894 crore assistance in 2010-11.
- The financial assistance included Rs 3270 crore refinance support to banks for expanding farm and non-farm sector loans, Rs 780 crore loan to Government of Gujarat under the Rural Infrastructure Development Fund [RIDF], Rs 205 crore direct finance to District Co-operative banks, Rs 69 crore support for developing warehouse/cold storages and Rs 16 crore loan for setting up two innovative solar power projects.
NABARD sanctions Rs
144.49 crore to Punjab under RIDF
- Nabard has sanctioned Rs 144.49 crore to the Punjab government under Rural Infrastructure Development Fund for two projects.
- The first project for "Construction of seven Rural Roads in six districts" of the state and the second project for "Eradication of Water-logging problem in Muktsar district" of the state.
April 6th, 2012 | Comment|
Fino to target North
East
- Financial Inclusion Network and Operations (Fino), a Mumbai-based financial inclusion facilitator, makes plans to tap the north-eastern region and help in achieving financial inclusion there.
- Fino has tied up with four banks including State Bank of India (SBI), Axis Bank and ICICI Bank to tap this region. Fino has largest market in Andhra Pradesh, where it has presence across 620 blocks and 9,900 gram Panchayats.
SBI's Credit Targets
19-20%
- India's largest lender State Bank of India (SBI) is aiming to post a credit growth of 19-20 per cent in the current financial year. The Chairman of SBI Pratip Chaudhari discloses that last year, the Credit Growth target was 18-20%, which was reduced to 16-19 per cent from an estimated projections of 19-22 per cent at the beginning of the year. Lowering of growth targets was mainly due to lack of demand from corporates owing to economic slowdown.
Indian Economy under
tight liquidity situation
- The economy of India seems to be under tight liquidity condition, as all macroeconomic indicators blinking red.
- Currently, Inflation is not in RBI's comfort zone and the recently presented budget has proposed a fiscal consolidation plan, with under-priced subsidies.
- Apart from that RBI's intervention in the foreign exchange market to support the rupee has resulted in a severe liquidity crunch, as reserve money creation has been slow. These all factors indicate that in near future RBI may not cut the policy rates.
No additional
monetary stimulus- Federal Reserve
- The United States Federal Reserve's Open Market Committee has recently voted against further stimulus on the ground that the US economy gradually improves.
- So far two rounds of Fiscal stimulation have been carried out and third round was eminent till January 2012.
- However, in these months there has been a turnaround in the tone and now it has been decided not to go with bond purchases to boost growth. The recent development has hammered US stocks, bonds and gold, while boosting the dollar.
India's Annual Credit
Growth
- The RBI has released the latest data of the Credit Growth in Indian Banking System. It says that in February and March, Banks added Rs 2.6 lakh crore, or a little more than a third of the financial year's total of Rs 6.6 lakh crore of loans.
- As on March 23, annual credit growth stood at 16.98 per cent, above the central bank's revised projection of 16 per cent.
- Its worth note that RBI has scaled down the year-end credit growth projection twice. The central bank had increased the repo rate by 175 basis points in April-October 2011 to tackle high inflation and inflationary expectations, and banks had responded by increasing lending rates. So, the demand for credit was hit during the initial part of financial year 2011-12.
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